So we've put together this list of the top financial planners and advisors in Melbourne, Victoria. With years of experience and a dedication to helping their clients meet their financial goals, these professionals are the ones you want on your side. So if you're looking for some expert advice and guidance when it comes to your finances, look no further than this list. You won't regret it!
When it comes to financial planning, it's important to seek out professional help. Of course, you will get expert advice, but you'll also have someone who can keep an eye on your finances and make sure you're on track for your goals. But with so many financial planners and advisors out there, how do you know which one is right for you? Check out our list of the top Financial Planners & Advisors in town!
Freedom Financial Planning
Nestled in Notting Hill, Melbourne, Freedom Financial Planning has carved out a niche in the financial advisory landscape with its client-centric approach and comprehensive financial services. Celebrating over two decades of service, the firm prides itself on its ability to offer tailored advice across a spectrum of financial needs, including investment management, retirement planning, and insurance advice. The team at Freedom Financial Planning is dedicated to empowering clients with the knowledge and tools necessary to navigate their financial futures, emphasising a personalised strategy that evolves with their clients' changing needs and goals.
Services offered include:
- Investment Management
- Retirement Planning Advice
- Insurance Planning
- Debt Management
- Aged Care Advice
Phone: 03 9542 3200
Email: askus@freedomfp.com.au
Address: Suite 29, 270 Ferntree Gully Road, Notting Hill VIC 3168
Website: https://freedomfinancialplanning.com.au/
Klear Picture
Klear Picture is a leading financial advisory firm in Melbourne, dedicated to helping clients navigate the complexities of financial planning and wealth management. Their approach combines expert advice with personalised strategies to help clients build and protect their wealth effectively.
Services Offered:
- Accounting & Taxation: Tailored accounting services for diverse financial needs.
- Business Advisory: Expert guidance for business financial planning.
- Private Wealth Advisory: Strategies for effective wealth management and growth.
- Lending & Capital Raising: Customised lending solutions for property investments.
Address: 312/434 St. Kilda Road, VIC 3004
Phone: (03) 9998 1940
Email: team@klearpicture.com.au
Website: klearpicture.com.au
Future Planners
Future Planners is a boutique financial planning business that offers strategic advice and hands-on service across the financial planning spectrum. With over 100 years of collective financial planning experience, the team at Future Planners focuses on building long-term relationships with clients, emphasising a client-centric approach. They cater to a wide range of financial needs, from immediate queries to comprehensive financial goal setting and dream fulfilment.
Services offered by Future Planners include:
- Strategic Financial Planning: Tailoring financial plans to meet specific client needs.
- Wealth Accumulation: Strategies for growing wealth effectively.
- Self-Managed Super Funds (SMSFs): Expertise in managing SMSFs for greater control over retirement savings.
- Assessing Risk: Evaluating and managing financial risks.
- Group Client Meetings: Facilitating discussions and planning in group settings.
- Investment Philosophy: Guiding investment strategies based on client preferences and risk tolerance.
- Ongoing Reviews: Regularly reviewing and adjusting financial plans to stay aligned with client goals.
- Professional Partnering: Collaborating with other professionals to provide comprehensive financial solutions.
Phone: 03 9824 8622
Website: https://futureplanners.com.au/
Kearney Group
Kearney Group is a dynamic and innovative financial services firm, comprising over 50 professionals, including dreamers, doers, pioneers, and visionaries. The firm stands out in the financial landscape for its integrated approach to financial advice, catering to both businesses and individuals. Led by Founder and CEO Paul Kearney, the group is committed to combining technical know-how with creativity to drive meaningful financial transformation for their clients.
Services offered by Kearney Group include:
- Business Advisory: Providing strategic advice and support to businesses.
- Private Wealth Management: Offering comprehensive wealth management and planning services.
- Strategic Lending: Tailored lending solutions for various financial needs.
Phone: 03 9428 8822
Website: https://kearneygroup.com.au/
Money Mechanics
Money Mechanics is a financial planning firm with advisors in Melbourne and Canberra, dedicated to helping clients in various areas of financial planning. They adopt a holistic, values-based financial life planning approach, combining technical expertise with personalised financial plans to assist customers in achieving their life goals.
Services offered by Money Mechanics include:
- Financial Life Planning: Expert advice for major financial decisions, with a strategic approach to planning for the future while enjoying life.
- Cash Flow Management: Setting up a framework and budget for effective money management.
- Wealth Plan: Building a wealth creation plan for both short-term savings and long-term financial freedom.
- Personal Insurances: Guidance on insurance protection requirements for peace of mind.
- Retirement Planning: Ensuring clients have a clear and relevant retirement plan for a secure future.
- Estate Planning: Securing the right asset protection plan, including will preparation, family trust setup, and power of attorney.
Phone: 1300 772 643
Email: advice@moneymechanics.com.au
Website: https://moneymechanics.com.au/
AGS Financial Group
AGS Financial Group, as presented on their website, is a comprehensive financial services firm that caters to a diverse range of clients, including individuals, small and medium businesses, and corporate entities. Their approach is centred around providing tailored financial solutions that encompass various aspects of financial planning and management. The firm prides itself on its ability to offer personalised advice and services that align with the unique needs and goals of each client, ensuring a partnership that is focused on advice, growth, and security.
The services offered by AGS Financial Group include:
- Financial Planning: Crafting personalised financial plans to meet individual goals.
- Accounting Services: Both for personal and business needs, ensuring compliance and efficiency.
- Mortgage Advice: Assisting clients in navigating the complexities of mortgage options.
- Corporate Superannuation: Tailored superannuation solutions for corporate clients.
- Retirement Planning: Helping clients prepare for a financially secure retirement.
- Wealth Management: Strategies for managing and growing wealth.
- Personal Superannuation: Advice and management of personal superannuation funds.
- Self-Managed Super Funds (SMSF): Expertise in the setup and management of SMSFs.
- Wealth Protection: Ensuring clients' wealth is protected.
- Estate Planning: Assistance in planning for the distribution of assets.
- Business Consulting: Providing strategic advice to enhance business growth and efficiency.
Phone: 03 8548 6454
Email: info@agsfinancialgroup.com.au
Website: https://agsfinancialgroup.com.au/
Strategic Wealth
Strategic Wealth, based in Melbourne, is a distinguished financial planning firm known for delivering personalised financial advice to a diverse clientele. Established in 2004, the firm specialises in creating bespoke investment solutions tailored to the unique needs of its clients, which include executives, professionals, expatriates, small business owners, and retirees. Strategic Wealth's approach is deeply rooted in understanding the individual goals of each client, followed by the development of a financial plan that optimizes wealth accumulation and retirement income. The firm's commitment to staying abreast of the ever-changing financial, economic, and legislative landscape ensures that their advice and strategies remain relevant, competitive, and effective.
The services offered by Strategic Wealth include:
- Investment: Tailored investment advice and strategies.
- Insurance: Comprehensive insurance solutions.
- Superannuation & SMSF: Expertise in superannuation and self-managed super funds.
- Estate Planning: Assistance in planning for the future distribution of assets.
- Debt Management: Strategies for effective debt handling.
- Cashflow Management: Ensuring efficient management of personal or business cash flow.
- Executive Options & Shares: Specialised advice for executives regarding options and shares.
- Tax Effective Strategies: Implementing strategies to minimise tax liabilities.
Phone: 03 8610 1777
Email: advice@strategicwealth.melbourne
Website: https://strategicwealth.melbourne/
AJ Financial Planning
AJ Financial Planning is a family-owned boutique financial planning firm based in Australia, known for its highly sophisticated and tailored investment and financial planning advice. The firm takes pride in its innovative and personalised approach to financial planning, focusing on delivering high-quality, thoughtful advice that is paramount to financial success. AJ Financial Planning's philosophy revolves around offering unique solutions and a fresh perspective to traditional financial management, aiming to help clients navigate their financial future effectively.
The services offered by AJ Financial Planning include:
- Innovative Advice: Delivering fresh, innovative solutions to financial situations.
- Tailored Financial Advice: Providing high-quality, customised financial advice.
- One-on-One Approach: Offering personalised consultations to understand and achieve financial goals.
- Comprehensive Financial Planning: Covering various aspects of financial management to optimise wealth accumulation and retirement income.
- Investment Strategy: Developing investment strategies that align with clients' goals.
Phone: (03) 9077 0277
Email: info@ajfp.com.au
Website: https://www.ajfp.com.au/
Casey Wealth Advisers
Casey Wealth Advisers is a financial planning firm located in Berwick and Pakenham, Australia, established in 2001. The firm specialises in providing a range of wealth advice and financial planning services aimed at helping individuals grow, manage, and protect their wealth. Emphasising a client-centric approach, Casey Wealth Advisers focuses on building strong, personalised relationships with their clients, ensuring that they never feel like just a "number." Their commitment is to listen attentively to clients' needs, understand their goals, and guide them through a tailored financial planning process. The firm's philosophy is rooted in delivering confidence and ease to clients, backed by experienced and professional advice.
Casey Wealth Advisers offers services that include:
- Wealth Management: Strategies to grow and manage wealth effectively.
- Financial Planning: Comprehensive planning to meet future financial goals.
- Personalised Client Service: Focused on building lasting relationships and understanding individual client needs.
Phone: (03) 9769 9899
Email: admin@caseywealth.com.au
Website: https://caseywealth.com.au/
Foundation Financial Advice
Foundation Financial Advice, located in the heart of Melbourne, is a financial planning firm recognised as an FPA Professional Practice. The firm is dedicated to helping clients maximise their financial position and create a clear pathway to wealth. Established by Peter Tribolet, a Master’s degree qualified CFP® Practitioner with over 15 years of industry experience, Foundation Financial Advice offers services on a fee-for-advice basis, focusing on providing clients with peace of mind and freedom from financial worries.
The services offered by Foundation Financial Advice include:
- Debt Recycling: Strategies to differentiate between good and bad debt.
- Aged Care Financial Planning: Advice on managing the costs of aged care facilities.
- Self-Managed Super Funds (SMSF): Guidance on whether SMSFs, Industry Funds, or Private Professional Funds are suitable.
- Defined Benefits: Expertise in demystifying Defined Benefit superannuation.
- Personal Insurance: Risk protection through insurance to financially safeguard individuals and their families.
Phone: 0430 339 765
Email: info@foundationfa.com
Website: https://www.foundationfa.com.au/
LBW Business + Wealth Advisors
LBW Business + Wealth Advisors, with over 40 years of experience, is a leading firm in Geelong, offering comprehensive business and financial advice. The firm is dedicated to building successful partnerships with individuals and businesses, supporting their growth, and helping them achieve their financial goals. LBW's approach is client-focused, aiming to transform clients' financial and business positions while expanding their expectations of what is possible. The firm measures its success by the success of its clients, whether it's in achieving financial security for retirement, making smart business decisions, or structuring affairs for tax effectiveness.
The services offered by LBW include:
- Business Advisory Services: Providing proactive insights and tactical advice for business growth.
- Accounting & Tax Consulting for Businesses: Offering dynamic, up-to-date compliance and strategic services for effective tax planning.
- Audit & Assurance: Conducting in-depth reviews of business practices and finances to identify and mitigate risks.
- Business Valuations & Forensic Accounting: Providing accurate and assured financial analysis for complex financial matters.
- Personal Wealth Services: Including financial planning, SMSF, estate planning, family office, and individual tax returns.
Phone: 03 9670 4444
Website: https://lbwca.com.au/
- Starting a pension.
- Saving for / buying a home.
- Investing.
- Marriage / starting a family.
- Making a significant career change.
- Starting or running a business.
- Planning for retirement.
- Taking an income in retirement.
An advisor who believes in having a long-term relationship with you—and not merely a series of commission-generating transactions—can be considered trustworthy.
- What Are Your Credentials?
- Are You a Fiduciary?
- How Do You Get Paid?
- What Services Do You Provide?
- What's Your Investment Philosophy?
- How Will You Pick Investments for Me?
- What Benchmarks Do You Use?
- Who Is Your Custodian?
- They work with you.
- They take a holistic view of your finances.
- They develop and customise your investment strategy.
- They have the support of an investment team.
- There is a lack of transparency.
In the financial world, advisors and planners are compensated in two basic ways: by earning flat fees or commissions. For example, a fee-only financial advisor is paid a set rate for their services rather than paid by commission on the products they sell or trade.